Creating a Payment with Google Pay™ (encrypted)

This procedure describes how to create a payment with an encrypted Google Pay™ payload.

Initiate this process with a call to the Rapyd API. You can create a payment with Google Pay™ in the sandbox environment.

Prerequisites:

Set an account with Google Pay sandbox for receiving a token for testing.
In the Client Portal, enable the Google Pay Wallet in Settings > Payment Methods > Google Pay

Create the payment as described in Create Payment.

Set payment_method.type to the relevant payment method type.
- Set digital_wallet.type to google_pay.

Use the following guidelines for the digital_wallet.details object:

Parameter	Value
`token.apiVersionMinor`	0
`token.apiVersion`	2
`tokenizationData.type`	PAYMENT_GATEWAY
`tokenizationData.description`	Optional. Accepts any text.
`tokenizationData.token`	Set `payment_method.digital_wallet.details.token` to the entire `token` object that you got from Google Pay™, without any changes. The example here has truncated some of the long values for clarity.
`type`	CARD
`info.cardNetwork`	MASTERCARD, VISA
`info.cardDetails`	1111 (for Sandbox)

Sample Request

Request URL - post https://sandboxapi.rapyd.net/v1/payments/

{
    "amount": 10,
    "currency": "USD",
    "description": "Google Pay test payment",
    "payment_method": {
        "type": "is_visa_card",
        "metadata": {},
        "digital_wallet": {
            "type": "google_pay",
            "details": {
                "token": {
                    "apiVersionMinor": 0,
                    "apiVersion": 2,
                    "paymentMethodData": {
                        "description": "VISA ••••1111",
                        "tokenizationData": {
                            "type": "PAYMENT_GATEWAY",
                            "token": "{\"signature\":\"MEUCIQn/q7\\"
                        },
                        "info": {
                            "cardNetwork": "VISA",
                            "cardDetails": "1111"
                        }
                    }
                },
                "type": "CARD"
            }
        }
    }
}

Sample Response

{
    "status": {
        "error_code": "",
        "status": "SUCCESS",
        "message": "",
        "response_code": "",
        "operation_id": "4234f0a3-2513-4477-a266-edd6e6c35b43"
    },
    "data": {
        "id": "payment_0ee40c2d6723f8a94b51935793180607",
        "amount": 10,
        "original_amount": 10,
        "is_partial": false,
        "currency_code": "USD",
        "country_code": "IS",
        "status": "CLO",
        "description": "Google Pay test payment",
        "merchant_reference_id": "",
        "customer_token": "cus_409418161d3259d7e503114e220192b6",
        "payment_method": null,
        "payment_method_data": {
            "id": null,
            "type": "is_visa_card",
            "category": "card",
            "metadata": {},
            "image": "",
            "webhook_url": "",
            "supporting_documentation": "",
            "next_action": "not_applicable",
            "digital_wallet": {
                "type": "google_pay",
                "pan_type": "PAN_ONLY"
            },
            "name": null,
            "acs_check": "unchecked",
            "cvv_check": "unchecked",
            "bin_details": {
                "type": "DEBIT",
                "brand": "VISA",
                "level": "CLASSIC",
                "issuer": "INTL HDQTRS-CENTER OWNED",
                "country": "TW",
                "bin_number": "481852"
            },
            "expiration_year": "27",
            "expiration_month": "12",
            "fingerprint_token": "ocfp_66d1dabfcef732d5bd41e6b1adf46fab",
            "network_reference_id": "123456"
        },
        "auth_code": null,
        "expiration": 1745311026,
        "captured": true,
        "refunded": false,
        "refunded_amount": 0,
        "receipt_email": "",
        "redirect_url": "",
        "complete_payment_url": "",
        "error_payment_url": "",
        "receipt_number": "",
        "flow_type": "",
        "address": null,
        "statement_descriptor": "Testing XrRNJct",
        "transaction_id": "",
        "created_at": 1744706226,
        "metadata": {},
        "failure_code": "",
        "failure_message": "",
        "paid": true,
        "paid_at": 1744706226,
        "dispute": null,
        "refunds": null,
        "order": null,
        "outcome": null,
        "visual_codes": {},
        "textual_codes": {},
        "instructions": [
            {
                "name": "instructions",
                "steps": [
                    {
                        "step1": ""
                    }
                ]
            }
        ],
        "ewallet_id": "ewallet_c4bb3c5ae31339a86490096b73075870",
        "ewallets": [
            {
                "ewallet_id": "ewallet_c4bb3c5ae31339a86490096b73075870",
                "amount": 10,
                "percent": 100,
                "refunded_amount": 0
            }
        ],
        "payment_method_options": {},
        "payment_method_type": "is_visa_card",
        "payment_method_type_category": "card",
        "fx_rate": 1,
        "merchant_requested_currency": null,
        "merchant_requested_amount": null,
        "fixed_side": "",
        "payment_fees": null,
        "invoice": "",
        "escrow": null,
        "group_payment": "",
        "cancel_reason": null,
        "initiation_type": "customer_present",
        "mid": "",
        "next_action": "not_applicable",
        "error_code": "",
        "remitter_information": {},
        "save_payment_method": false,
        "merchant_advice_code": null,
        "merchant_advice_message": null,
        "transaction_link_id": null
    }
}

Related Information

Creating a Google Pay™ Payment on a Customized Checkout Page

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Documentation

Creating a Payment with Google Pay™ (encrypted)

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